2018 Regulatory Developments Comment Due Date Final Effective Date To Do
April 26, 2018: Consumer Financial Protection (Bureau) amendments to Federal mortgage
disclosure requirements under the Real Estate Settlement Procedures Act (RESPA) and
the Truth in Lending Act (TILA) implemented by Regulation Z.
X June 1, 2018
March 8, 2018: Bureau rule amending certain Regulation Z mortgage servicing rules
issued in 2016 relating to periodic statements.
X April 19, 2018
January 25, 2018: Federal Reserve Board, Federal Deposit Insurance Corporation and
Office of the Comptroller of the Currency announce favorable Community Reinvestment
Act consideration to revitalization activities in disaster areas affected by Hurricane Maria.
January 25, 2018
2018 Deposit/Operations Related
January 25, 2018: Bureau amendments to rules concerning prepaid accounts under the
Electronic Fund Transfer Act (Regulation E) and the Truth in Lending Act (Regulation Z) and
extension of ooverall effective date.
X April 1, 2019
March 6, 2018: Federal Reserve Board requests comments on amendments to simplify
Regulation J and make it conform more closely with Regulation CC.
May 14, 2018
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