Regulatory Developments Comment Due Date Final Effective Date To Do
September 20, 2017: Bureau amendments to add certain model forms and remove
others from Regulation B, and amendments to Regulation B and its commentary to
facilitate the collection and retention of information about the ethnicity, sex, and race of
certain mortgage applicants.
January 1, 2018
January 1, 2022
form from Appendix B
August 24, 2017: Bureau amendments to add several new reporting requirements, clarify
several existing requirements under HMDA and modify the institutional and transactional
coverage of Regulation C.
X August 24, 2017
July 10, 2017: Bureau rule to regulate arbitration agreements in contracts for specified
consumer financial product and services.
March 19, 2018
July 7, 2017: Bureau amendments to the Truth in Lending Act (Regulation Z) modifying
the Federal mortgage disclosure requirements under the Real Estate Settlement
Procedures Act and the Truth in Lending Act.
X October 10, 2017
December 18, 2017: Federal Reserve Board revision to Regulation M to clarify the scope
of the Board’s Truth in Leasing rule, which applies only to lessors that are excluded under
the Dodd-Frank Act from coverage by the CFPB’s leasing regulation.
March 5, 2018
October 4, 2017: Bureau amendment to Regulation Z – 2016 mortgage servicing rule
under the Real Estate Settlement Procedures Act relating to the timing for mortgage
servicers to transition providing modified or unmodified periodic statements and coupon
books in connection with a consumer’s bankruptcy case.
July 7, 2017: The Bureau amendments to Federal Mortgage Disclosure Requirements
under the Truth in Lending Act (Regulation Z).
March 23, 2017: The Bureau amendments to Equal Credit Opportunity Act (Regulation B)
Ethnicity and Race Information Collection.
May 4, 2017
2017: Deposit/Operations Related
May 31, 2017: Federal Reserve Board amendments to the check collection and return
provisions in Regulation CC (Availability of Funds and Collection of Checks)
*The Board also requests further public comment on an additional proposed amendment
to Regulation CC’s liability provisions.
X July 1, 2018.
June 15, 2017: The Bureau amendments to rules concerning prepaid accounts under the
Electronic Fund Transfer Act (Regulation E) and the Truth in Lending Act (Regulation Z) .
Prepaid Card Update:
On January 25, 2018 the Consumer
Financial Protection Bureau issued final
amendments to its 2016 Prepaid Card
Rule. Notably, the overall effective date
of the rule has been extended for one
year to April 1, 2019. More information
about the amendments is available at