2018 Regulatory Developments Comment Due Date Final Effective Date To Do
February 12, 2019: Federal Banking Agency joint rule to implement provisions of the
Biggert-Waters Flood Insurance Reform Act of 2012 requiring regulated institutions to
accept certain private flood insurance policies in addition to National Flood Insurance
Program policies. Covers Private Flood Insurance.
X July 1, 2019
February 6, 2019: The Bureau of Consumer Financial Protection (Bureau) proposal to
delay until November 19, 2020 and ultimately rescind mandatory underwriting provisions
of the 2017 Payday, Vehicle Title, and Certain High-Cost Installment Loans Final Rule.
May 15, 2019
2018 Deposit/Operations Related
February 27, 2019: Bureau technical specifications for submissions to the prepaid
account agreements database as required by the 2016 final rule regarding prepaid
X April 1, 2019
Regulatory Developments Cutoff Date: March 15,2019. Please note the Major Regulatory Developments list does not include routine announcements
such as HMDA data availability, CRA and Regulation Z annual threshold adjustments. Please refer to http://www.consumerfinance.gov/the-bureau/,
your institution’s prudential regulator, or the interagency website www.ffiec.gov for such updates.
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