COPyRighT
Copyright ©2013 by American Bankers Association. All Rights Reserved. No portion of this publication may be
stored or reproduced in any form without permission. Copyright requests should be made in writing to
Jill Goldman at the following address: American Bankers Association, 1120 Connecticut Avenue, NW, Washington,
D.C. 20036-3971; fax to (202) 828-4548; or email to jgoldman@aba.com.
Editorial Advisory Board
ChAiR
karen davy Wright, CRCM
Houston, Texas
MEMBERS
Maureen E. Carollo, CRCM
Senior Vice President Compliance
and BSA Officer
NBC Bank
Oklahoma City, Okla.
kathleen M. Curtis, CRCM
Senior Vice President,,
Chief Compliance Officer
and BSA Officer
Capital Bank, NA
Rockville, Md.
William (Wylli) J. Foote, CRCM
Director of Operations
TCA, Inc.
Chicago, Ill.
Ana Foster, CRCM
Vice President, Risk and
Compliance
Cambridge Trust Company
Cambridge, Mass.
Bonita g. Jones
President
Bonita Jones & Associates, LLC
San Francisco, Calif.
nancy Justice, CRCM
Senior Vice President, Compliance
Central Bancompany
Jefferson City, Mo.
Thomas g. Pareigat
General Counsel
Bancorp, Inc.
Minneapolis, Minn.
Maureen Prentice
Compliance Officer
Logansport Savings Bank
Logansport, Ind.
Carl g. Pry, CRCM, CRP
Senior Director
Treliant Risk Advisors
Washington, D.C.
Meg Sczyrba, CRCM, CRP
Wells Fargo & Co.
Portland, Ore.
“This publication is designed to provide accurate and authoritative information in regard
to the subject matter covered. It is sold with the understanding that the publisher is
not engaged in rendering legal, accounting, or other professional service. If legal advice
or other expert assistance is required, the services of a competent professional person
should be sought.”
—From a declaration of Principles jointly adopted by a Committee of the
American Bar Association and a Committee of Publishers and Associations.
PuBliShER
laurence Price
(202) 663-5378
lprice@aba.com
SEniOR Edi TOR
les Shaver
(202) 663-5071
lshaver@aba.com
ART diRECTiOn
Bono Tom Studio, inc.
studio@bonotom.com
AdvERTiSing SAlES
Chris Capistrant, director
(202) 663-5216
ccapistr@aba.com
gail kolakowski, Vice President
(202) 663-5365
gkolakow@aba.com
WEBSiTES
www.aba.com/bankcompliance
http://magazines.aba.com/bcmag
http://magazines.aba.com/bcnl
MAiling AddRESS
Address all articles, letters, advertising
inquiries and other correspondence to:
ABA Bank Compliance
American Bankers Association
1120 Connecticut Avenue, NW
Washington, D.C. 20036-3971
SuBSCRiPTiOnS
For information about your subscription,
or to subscribe, call ABA Customer
Service at (800) BANKERS or
(202) 663-5087; or fax to (202) 663-7543.
$300—ABA Member Price*
$450—Nonmember Price*
2–5 subscriptions—save 15%
6–10 subscriptions—save 25%
11–20 subscriptions—save 35%
21–25 subscriptions—save 45%
26+subscriptions—save 50%
SinglE/BACk iSSuES
$50—ABA Member Price*†
$75—Nonmember Price*†
*AL, AZ, CA, CO, DC, FL, GA, HI, IL, IN, KY, MA, MI, MO, NC,
NJ, NY, OH, PA, RI, SC, TN, TX, U T, WA, WI, WV, and WY
residents add appropriate sales tax.
†Issues older than six months are half price.
REPRinTS
Article reprints are available in
quantities of 25 or more. For more
information, contact Lindsay Wilson at
The YGS Group at (800) 494-9051, ext.125.
POSTMASTER
ABA Bank Compliance (ISSN 0887-0187) is
published six times per year (bimonthly)
in the United States of America by the
American Bankers Association, 1120
Connecticut Avenue NW, Washington,
DC 20036-3971. Periodicals postage
paid at Washington, DC and additional
mailing offices.
Are You a Certified Regulatory
Compliance Manager (CRCM)?
http://www.aba.com/Training/ICB/Pages/CRCM.aspx
