CONTINUING EDUCATION QUIZ
The CE quizzes in ABA Bank Compliance magazines provide up to six continuing education credits per year to
Certified Regulatory Compliance Managers (CRCMs). Each quiz consists of 10 questions taken directly from the
articles in each issue and have been pre-approved by the ICB for 1.0 credit per quiz. You must correctly answer
seven out of the 10 questions to receive the credit.
To take the quiz, please go to www.icbmembers.org, login, and click on “Continuing Education Quizzes (ABA
Magazine)” located on the left-hand side of the page. Once you have completed the quiz, you will receive immediate
notification of the results, which can be printed and saved for your records. Quiz credits are automatically uploaded
to your record and will show under “My Continuing Education Credits” within 48 hours. If you have any questions,
contact ICB’s Continuing Education Manager at icb@aba.com.
CRCM
Certified Regulatory
Compliance Manager
Human Trafficking: Modern-Day Slavey and
Compliance Challenges
by Art Middlemiss and Hillary Rosenberg
1. Which operational efficiency is described in the
article as vital to employees?
a. Risk Assessment
b. Due Diligence
c. Training
d. Independent Testing
2. According to the article, human trafficking is the
second most profitable business in the world with
an estimated _____ billion a year.
a. $25
b. $32
c. $35
d. $65
Auditing for UDAAP: An In-Depth Look
by Carl G. Pry, CRCM, CRP
3. The article discusses a key business operation
where UDAAP risk can be mitigated and where
extensive testing should occur. This key business
operation is:
a. Services
b. Processes
c. Communications
d. Product Development
4. When developing your test processes for UDAAP,
the focus should be on:
a. What is delivered
b. When it is delivered
c. How it is delivered
d. Where it is delivered
5. When deciding what to test, which option is NOT
listed in the article?
a. Understanding
b. Abuse
c. Value
d. Predictability
6. UDAAP stands for:
a. Unfair, Deceptive, or Abusive Acts or Practices
b. Unfair, Deceitful, or Abusive Acts or Policies
c. Unlawful, Deceptive, or Abusive Acts or Practices
d. Unlawful, Deceitful, or Abusive Acts or Policies
An Executive’s Guide to Model Risk Management
by Andy Spero
7. According to the article what percentage of banks
are compliant with SR11-07 and OCC-2012-11?
a. 75%
b. 50%
c. 25%
d. 0%
8. In the author’s story of the inexperienced developer,
he mentions what two pieces of data that the
developer felt had strong correlation, but in reality
did not?
a. National Unemployment Rate and Internal Fraud
b. National Employment Rate and Internal Fraud
c. National Unemployment Rate and Loan Losses
d. National Employment Rate and Loan Losses
From the Internet to the Courtroom:
Your Bank’s Website and the ADA
by Mark Miller
9. According to the article, which of the following
is NOT listed as one of the three main steps
management must take in order to address the risk
of their website functionality?
a. Assess
b. Remediate
c. Integrate
d. Inform
10. In the article, what was mentioned as one
important part of accessibility that CANNOT be
measured by a non-human tool?
e. Alternative text for images
f. Multiple browsers
g. Mobile Devices
h. Large Print
