2018 Regulatory Developments Comment Due Date Final Effective Date To Do
2019 Credit-Related
February 12, 2019: Federal Banking Agency joint rule to implement provisions of the
Biggert-Waters Flood Insurance Reform Act of 2012 requiring regulated institutions to
accept certain private flood insurance policies in addition to National Flood Insurance
Program policies. Covers Private Flood Insurance.
https://www.fdic.gov/news/news/press/2019/pr19006.html
X July 1, 2019
February 6, 2019: The Bureau of Consumer Financial Protection (Bureau) proposal to
delay until November 19, 2020 and ultimately rescind mandatory underwriting provisions
of the 2017 Payday, Vehicle Title, and Certain High-Cost Installment Loans Final Rule.
https://www.consumerfinance.gov/policy-compliance/rulemaking/rules-under-development/payday-vehicle-title-and-certain-high-cost-installment-loans/
May 15, 2019
2018 Deposit/Operations Related
February 27, 2019: Bureau technical specifications for submissions to the prepaid
account agreements database as required by the 2016 final rule regarding prepaid
accounts.
https://www.consumerfinance.gov/policy-compliance/rulemaking/final-rules/
technical-specifications-submissions-prepaid-account-agreements-database/
X April 1, 2019
Regulatory Developments Cutoff Date: March 15,2019. Please note the Major Regulatory Developments list does not include routine announcements
such as HMDA data availability, CRA and Regulation Z annual threshold adjustments. Please refer to http://www.consumerfinance.gov/the-bureau/,
your institution’s prudential regulator, or the interagency website www.ffiec.gov for such updates.
ABA-Wharton Emerging
Leaders Certificates
Help your rising stars excel in critical thinking, strategic
decision-making and effective leadership.
Three new online learning programs building on the ABA-Wharton
partnership to train—and retain—your up-and-coming leaders.
ONLINE
aba.com/WhartonCertificates
